Appl Ex 10q

Application Exercise 10q

Situation

Income/ wealth source

Qu

Explanation

James Poker receives annual dividends after investing the vast sum of money received in his rich father’s will.

Inheritance

5

Will be in the highest Q because James’ rich father left him a vast sum of money

Barry, an engineer, accepts a job in the mining industry developing technology to remotely control trains and trucks

Wages or Salary

4-5

Likely to be in one of the two highest Qs because he is earning a salary in a highly sought-after profession (IT)

Cathy works in a well-known fashion retail outlet earning the minimum wage

Wages

2

Likely to be in Q2  because she is being paid the lowest possible working wage (approx. $880 week before tax)

Thanh Duy wins $10m in a lottery and invests the funds in a term deposit generating $500,000 per annum in interest

Luck

5

Will be in the highest Q because $500k equate to approx. $10k per week – well over the $2000 that is the average income for Q5

Colin has a mild physical disability that has prevented him from gaining employment. He has been unemployed and receiving benefits for 4 years

Transfers

1

Likely to be in the lowest Q because he is receiving a basic subsistence income (just enough to afford the basics)

Mary comes from a remote indigenous community in the Northern Territory and has only been able to find casual work (3 hours per week) in Melbourne. She also receives job search allowance

Transfers and wages

1

Likely to be in the lowest Q because she is earning only a little more than the basic subsistence income

Alistair Clarkson signs on again as coach of the Hawthorn Football Club

Salary

5

Likely to be in Q5 because his salary is likely to be above $500k a year

Ling is a plastic surgeon specialising in facial re- construction following traumatic events

Salary

5

Likely to be in Q5 because her salary is likely to be above $500k a year

Henry left school at 16 and has been working as an unskilled labourer in the construction industry

Wages

1-2

Likely to be in Q1 or the bottom of Q2 because he is being paid the lowest possible working wage (approx. $500 week before tax)

Hafiz has been a full-time teacher for 20 years and is at the top of the income scale in the profession

Wages

3-4

The top wage for a teacher is approximately $100k p.a., putting Hafiz in the middle to upper quintile

Gennaro is an actor featuring in numerous amateur productions. He drives a taxi to provide him with enough income to pursue his passion for acting

Wages

1-2

Likely to be in 1 or 2 depending on how many hours he works as the average income for Q2 is $710 per week after tax